HomeLoanCenter.com FAQs
HomeLoanCenter.com is an online consumer-direct lender and we are powered by the quality of both our people and our technology. There are many things that make HomeLoanCenter.com better for you as you look for a loan and we want you to find the answers to your questions. If you have a question we do not address, please ask us directly!
How is HomeLoanCenter.com different?
Does HomeLoanCenter.com charge an application fee?
My credit is less than perfect. Can HomeLoanCenter.com help me?
What is a direct lender?
What is My Status?
How does the HomeLoanCenter.com mortgage process work?
What is CHLOE?
How is HomeLoanCenter.com
different?
HomeLoanCenter.com is an online consumer-direct lender dedicated to bringing you access to the most diverse array of home lending products available in the industry and serving you with unparalleled customer service. Unlike many online lenders, HomeLoanCenter.com is not limited to working with only one type of borrower which means that people of all financial and credit profiles receive the same impressive cost-saving benefits we offer. At HomeLoanCenter.com our Mortgage Bankers are here to help you buy a home or earn more financial freedom by using the equity that you've built.
Does HomeLoanCenter.com charge an application fee?
No. Because we are confident in the rates and service we offer, HomeLoanCenter.com does not hold our customers hostage by requiring an application fee. Many lenders require a $200 - $500 fee to apply in order to "hook" consumers into the process, hoping to deter them from going elsewhere even if the experience turns sour. At HomeLoanCenter.com you're free to search loan programs and apply at your convenience without risk or obligation. We trust that you will recognize the value and savings you'll find by applying with HomeLoanCenter.com.
My credit is less than perfect. Can HomeLoanCenter.com help me?
Home Loan Center strives to help all customers find a loan that matches their financial goals regardless of their credit profile. We have a diverse array of products that cover a wide spectrum of financial and credit profiles, including FHA loan programs. We will look at your unique credit profile and assess your goals to determine if one of our loan programs matches your financial needs.
What is a direct lender?
A direct lender works directly with the consumer to originate, process, approve, and fund a mortgage loan. Direct lenders can simplify the mortgage process. Unlike traditional or online mortgage brokers who tend to act as middlemen, simply taking your application and then passing you off to a lender, HomeLoanCenter.com controls the entire process from beginning to end. Because there are no additional layers, direct lenders can often offer consumers better interest rates, better customer service, and more accurate information, meaning you receive real-time rate quotes that are based on your individual information and personalized service to help you understand your offers completely.
What is My Status?
My Status is a simple to use, interactive website that lets you view the status of your loan, check your to-do items, download documents, retrieve contact information and provide feedback to our team as often as you like from any computer. This website becomes available to all Home Loan Center borrowers once their loan is in processing and assigned to a personal Account Manager.
How does the HomeLoanCenter.com mortgage process work?
We make your mortgage process as painless as possible. HomeLoanCenter.com can process your loan quickly and efficiently without requiring you to ever make an office visit. The entire process can be completed in the comfort of your home or office through email and phone communication. Whether you apply online or over the phone, we will match you with your own personal Mortgage Banker who will guide you through the entire process and answer any questions you may have. Along the way you can check the status of your home loan application by calling your Mortgage Banker or logging on to HomeLoanCenter.com's loan status feature available on our website. We believe that you deserve to know what's happening with your money and we've built our customer service around keeping you informed.
What is CHLOE?
HomeLoanCenter.com's custom-built Central Home Loan Origination Engine (CHLOE) automates many of the common loan processing functions to deliver a smoother process and faster closing times for our customers no matter how complex your credit situation. |
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