Need Help? 1.800.756.0789

Home Loan Programs

Mortgage Tools

Apply for a Loan Now - Get a Faster Answer! Apply Now

Find Mortgage Articles

Interest Rates Advice Image

Interest Rate Advice From Home Loan Center

Many things affect mortgage rates - which is why they fluctuate. So it pays to understand a little about how mortgage interest rates are generated. The more you know about the economic factors that change rates, the more prepared you are to find the perfect home loan at an interest rate that's perfect for you as well.

Interest Rate Articles

Understanding Interest Only Mortgages

Interest only mortgages are a popular but largely misunderstood home loan option that offer low initial payments over a fixed term. At the end of the term, payments can increase substantially.
Read More

What do Interest Rate Hikes Mean for Your Mortgage?

You've probably encountered a story about mortgage rates and you might wonder how the Fed determines interest rates and how - in the event of a rate hike - your personal finances could be affected.
Read More

Benefits of Current 30 Year Mortgage Rates

Despite some "softening" of the housing market in recent months, there are still a number of compelling reasons to take advantage of current 30 year mortgage rates with a new home loan.
Read More

Mortgage Interest Rates 101

Many things affect mortgage rates - which is why they fluctuate. So it pays to understand a little about how mortgage interest rates are generated. The more you know about the economic factors that change rates, the more prepared you are to find the perfect home loan.
Read More

What are Adjustable Rate Mortgages

An Adjustable Rate Mortgage (ARM) can benefit a homeowner who is looking to stretch a monthly budget. If you want to save more money from month-to-month, an ARM may be right for you.
Read More

How Interest Rates Affect Your Mortgage

Shifting federal interest rates rates could make a significant difference in your home loan options. Interest rates affect the type of mortgage you choose and dictate when it's wise to make a change.
Read More

Going Green with Low Home Mortgage Rates

While the most obvious way to save money on your home is by securing a low mortgage rate, savvy homeowners can also reap financial benefits from the latest energy-efficient products and environmentally-friendly technology.
Read More

Is a Hybrid ARM Right for You?

This type of home loan allows you to secure a low interest rate for a fixed period of time, usually 5, 7, or 10 years. After the fixed period, your interest rate is subject to periodic adjustments.
Read More