Mortgage Advice From Home Loan Center
Deciding on the right home loan is sometimes a confusing process. The Mortgage Advice Center provides expert articles and helpful tools to help you whether you're buying a new home, refinancing your current loan, or simply want more information.
The Most Recent Mortgage Advice Articles
Home Mortgages and Their Tax Advantages
Individuals with home mortgages can breathe a collective sigh of relief as their hard-earned monthly payments usually result in substantial deductions on their annual income tax returns. Read More
Mortgage Calculator Can Save You Money
If you are considering a major change in your housing situation like a new home loan, working with a free mortgage calculator can make the difference between triumph and tragedy. Read More
Home Finance Basics
Buying a first home represents a major financial landmark in your life. With homeownership you take on the single largest investment you'll ever make with all the advantages - and risks - such an investment requires. Read More
The Latest Home Refinance Boom
While experts debate whether or not economic factors are pushing us toward another refinance boom, smart homeowners across the country already know about the important benefits of home refinancing. Read More
Mortgage Application Help - Save Time & Money
Anyone who has purchased a home can tell you: completing the mortgage application is not nearly as fun as browsing real estate listings or selecting new curtains regardless of whether you are working with an online lender or a "bricks and mortar" lender. Read More
Working With a Mortgage Broker
Whether or not your loan application has been rejected by a bank or conventional lender, working with a mortgage broker could be your secret weapon toward securing a new home loan. Read More
Understanding Interest Only Mortgages
Interest only mortgages are a popular but largely misunderstood home loan option that offer low initial payments over a fixed term. At the end of the term payments can increase substantially. Read More
Is a Hybrid ARM Right for You?
This type of home loan allows you to secure a low interest rate for a fixed period of time, usually 5, 7, or 10 years. After the fixed period your interest rate is subject to periodic adjustments. Read More
Benefits of Current 30 Year Mortgage Rates
Despite some "softening" of the housing market in recent months, there are still a number of compelling reasons to take advantage of current 30 year mortgage rates with a new home loan. Read More
Home Refinancing and the Mortgage Moms
When it comes to major purchases or home refinancing decisions in today's economy, the female head-of-household (or co-head) plays a key role and should not be taken for granted. Read More
Going Green With Low Home Mortgage Rates
While the most obvious way to save money on your home is by securing a low mortgage rate, savvy homeowners can also reap financial benefits from the latest energy-efficient products and environmentally-friendly technology. Read More
What do Interest Rate Hikes Mean for Your Mortgage?
You've probably encountered a story about mortgage rates and you might wonder how the Fed determines interest rates and how - in the event of a rate hike - your personal finances could be affected. Read More
How to Avoid Mortgage Scams
Mortgage scams can cost a lot. In fact, they can result in the loss of your home. Guard yourself against con artists with a little background on common mortgage scams.
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Smart Mortgage Moves in a Changing Market
Industry experts disagree on the subject, but many caution that the housing "bubble" may burst soon. You cannot control home prices but you can protect yourself from a potential downturn in the market.
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How Interest Rates Affect Your Mortgage
Shifting federal interest rates rates could make a significant difference in your home loan options. Interest rates affect the type of mortgage you choose and dictate when it's wise to make a change.
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Cash-out Refinancing Made Simple
Cash-out refinancing involves refinancing your mortgage for an amount larger than what you currently owe and pocketing the difference. As a means to access substantial funding, it's hard to beat cash-out refinancing.
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Tax Benefits of Homeownership
In terms of investments, purchasing a home is probably the biggest one you will ever make. Moreover, it can be the wisest due partly to a number of tax advantages the government has instituted.
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Frequent Flyer Miles With a New Home Loan
Select mortgage lenders recently announced partnerships with airline loyalty programs that award frequent flyer miles to their customers upon closing a new home loan.
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5 Great Reasons to Refinance
There are many great reasons to refinance. With lower cost, adjustable rate, and 0-down options, traditional loan programs like 30-year or 15-year fixed rate mortgages don't always meet our financial goals.
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Say Good-Bye to Your High-Interest Debts
Being a homeowner has its privileges. One nice perk is being able to consolidate all your credit cards, auto loans and other debts into one low monthly payment. You could save yourself hundreds of dollars a month!
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Mortgage Interest Rates 101
Many things affect mortgage rates - which is why they fluctuate. So it pays to understand a little about how mortgage interest rates are generated. The more you know about the economic factors that change rates, the more prepared you are to find the perfect home loan.
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Understanding Your Mortgage
We make it easy for you to find just the right home loan for your needs no matter what your credit history, current home loan amount, or mortgage goals. The information provided below will give you a helpful start to finding the answers for your home financing needs.
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The Advantages of Homeownership
Being a first time home buyer brings with it many personal and financial advantages. By committing to home ownership, you have achieved a common dream and you have earned the right to benefit from your hard work.
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What are Adjustable Rate Mortgages
An Adjustable Rate Mortgage (ARM) can benefit a homeowner who is looking to stretch a monthly budget. If you want to save more money from month-to-month, an ARM may be right for you.
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Home Buying Tips and Advice
Purchasing a new home may have you climbing the walls, but with our help and the tips we provide below you should be well on your way to a simple home purchase process.
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