Prepare Your Documents Early
Are you not sure if you have all the required documentation? Click on a link below to view or download a PDF sample. If you find there are documents you still do not have, and the sample is not listed here, please call your Mortgage Banker.
Appraisal Authorization Form
Please fill out the Appraisal Order Authorization and return it to your Mortgage Banker. In the event that we need an Appraisal to complete your loan, we will use the information you provide to complete that process. Should an Appraisal not be required, we will not exercise your authorization, and your card will not be charged. Your Mortgage Banker will review your loan options so you are fully aware of your loan's requirements prior to any charges.
Authorization Form
This form authorizes Home Loan Center to access any information necessary to begin the process of your mortgage loan. This form begins your loan process, so complete it, and fax or email it back directly to your Mortgage Banker as soon as possible.
Bank Statements
A summary of all your checking and savings accounts should be provided via printed bank statements.
Employment Paystubs
These are provided by your employer every pay period, showing your salary, compensations, tax deductions and medical deductions.
Financial Analysis Worksheet
Filling out the information on the Financial Analysis Worksheet will help your Mortgage Banker understand what you wish to accomplish with your home equity loan. Please return the worksheet to your Mortgage Banker, who will contact you with loan programs that match your needs.
Mortgage Statement or Coupon
A mortgage statement, sometimes called a "coupon," is sent to you by your mortgage lender every month. It gives us a confirmed value of your monthly payment.
Note for First Mortgage
This document describes the agreement between you and your mortgage lender on how much money you borrowed and at what specific interest rate. This document may have multiple pages.
Proof of Homeowners Insurance
This document provides you with proof of your homeowners insurance, including provider, policy number, coverage and premiums. In some cases, your association covers your homeowners insurance.
W-2 Statements
W-2 statements are supplied by your employer, and provide an annual summary of your wages and taxes.
